About Oak Motors – Your Second Chance Starts Here
Oak Motors has proudly served the Central Indiana community for over 30 years. With five dealership locations in Indianapolis, Anderson, and Muncie, we’ve helped thousands of drivers get back on the road—regardless of credit history. We specialize in Buy Here Pay Here financing, which allows customers with bad credit, no credit, bankruptcy, or other financial challenges to get pre-qualified quickly and drive away in a safe, reliable vehicle.
At Oak Motors, we’re more than a used car dealership. We’re a second chance superstore. We believe in treating people with dignity, offering honest terms, and making reliable transportation accessible to everyone.
See what our customers have to say about their shopping experience with Oak Motors
Frequently Asked Questions About Oak Motors
We understand that choosing a Buy Here Pay Here dealership is a big decision—especially if you’ve faced credit challenges in the past. Here are some of the most common questions our customers ask, answered in detail to help you make an informed decision.
How is Oak Motors different from other used car dealerships?
We specialize in second chance financing, offering in-house options for buyers with bad credit or no credit. We also include a standard warranty, credit-building tools, and honest service at every location.
Do you check credit to get pre-qualified?
No hard credit pull is required to get pre-qualified. We focus more on income and stability than your credit score.
What is Buy Here Pay Here and how does it work?
No! Refer as many people as you want. Every completed purchase results in another $100 credit toward your loan or balaBuy Here Pay Here means we finance your loan directly through our dealership. You make payments to us instead of an outside lender, which gives us more flexibility in approving your loan.nce.
Do all cars come with a warranty?
Yes, every car includes a 3-month/3,000-mile limited powertrain warranty. We also offer extended protection plans for longer-term peace of mind.
Can I trade in my old vehicle?
Absolutely. We accept trade-ins—even if you still owe money on your current vehicle. Our team will help assess your trade’s value and apply it toward your next purchase.
Oak Motors is here to help you take the next step with confidence. Whether you’re just getting started or need a fresh start, we’re ready to help you drive forward—with financing, protection, and a dealership that believes in you.
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