Used Cars Financing in Indianapolis, Muncie & Anderson, IN
Get Pre-Approved with less than perfect credit! Rates as low as 10.9%** Get your rate by applying now. with no impact to your credit score.
Shop By Type – Find a Vehicle That Fits Your Budget
Get Financing For The Car You Need Today
Our team of specialists are ready to help you right now to get the financing you need based on your needs and goals.
40+ Years of Experience
As the leading Buy Here Pay Here dealer in Central Indiana we take the time to get to know YOU. Once we know you, we are able to get you the vehicle you need.
No Hit Credit Checks
Get approved today without any impact to your credit score. We can get you financing terms without a hard inquiry on your credit!
Every Credit Situation Accepted
We work with the all types of credit including no credit, bankruptcy, first time buyers, and more. Find out what car you qualify Now!
Certified Warranty and Service Contracts for Extra Peace of Mind
Get 3-Years/36,000-Miles of protection available on our certified vehicle inventory to keep you protected and on the road. With access to
- Low cost rentals fleet
- Roadside assistance
- Car insurance
- Gap Coverage
- Repair Financing
- and MORE!
Just Added – Certified Low Mileage, Late Year Vehicles
Browse our wide selection of inspected, affordable vehicles available with buy here pay here financing. All vehicles are eligible for warranty and service contracts, and weekly payments are tailored to your needs.
Hear From Our Happy Customers
From first-time buyers to those rebuilding after tough credit situations, our customers consistently rate us among the best buy here pay here dealers in Indiana
Find an Oak Motors Location Near You
Oak Motors proudly serves Central Indiana with five locations ready to help you buy with confidence:
Why Choose Oak Motors? Trusted Buy Here Pay Here Dealer in Indiana
Oak Motors has helped thousands of drivers across Indianapolis, Muncie, and Anderson find affordable, dependable transportation—regardless of credit history. Whether you're dealing with bad credit, no credit, or have gone through a bankruptcy or divorce, we specialize in second chance auto financing. Our mission is simple: provide reliable used cars with flexible financing options that help you get back on the road and rebuild your credit.
** Interest rates as low as 10.9% for qualifying customers. Please see dealer for details.
