Buy Here Pay Here Used Cars in Muncie, IN
Bad Credit | No Credit | Bankruptcy OK – You’re Pre-Qualified in Muncie!
Oak Motors – Muncie
Hours of Operation
10:00AM-7:00PM
Warranty-Backed Vehicles
Every vehicle includes a 3-month/3,000-mile limited warranty.
Shop By Type – Find a Vehicle That Fits Your Budget
Used Cars for Sale in Muncie with Buy Here Pay Here Financing
Explore our inventory of affordable, safety-inspected vehicles. All eligible for warranties and weekly payment plans tailored to your budget.
Hear From Our Happy Customers in Muncie
Drivers across Delaware County trust Oak Motors for credit-friendly used cars in Muncie.
Muncie Customers Love Oak Motors
Fast & Easy Pre-Qualification
Apply in minutes with no hard credit pull.
Trade In & Trade Up
Get top value for your old vehicle, even if you still owe.
Drive with Peace of Mind
Warranty coverage begins the day you drive off the lot.
Why Oak Motors Muncie is Your Second Chance Superstore
Our Muncie dealership is here to help you drive again. Whether you’ve been denied elsewhere or you’re just starting to build credit, we make it possible. Reliable vehicles, second chance financing, and a friendly team ready to help—that’s the Oak Motors promise.
Service Plans & Warranty Options in Muncie Contracts
Protect your vehicle with optional 18/18 and 36/36 service contracts. All cars come with a 3-month/3,000-mile limited powertrain warranty at no extra cost. Ask our team how to add long-term coverage.
We Help Muncie Drivers with All Credit Backgrounds
No matter your credit score or financial history, we help you get into a dependable vehicle with flexible terms. From repossessions to first-time buyers, we finance Muncie drivers every day.
Why Muncie Chooses Makes Oak Motors?
Our dealership on Doctor M.L.K. Jr Blvd has helped hundreds of local residents get reliable cars and rebuild their credit.
Local In-House Financing
Buy and finance right here in Muncie. No third-party banks.
Quick Pre-Qualify Process
Online form takes just minutes. No impact to credit score.
Certified Inventory
Each vehicle passes inspection and includes a powertrain warranty.
Refer & Earn In Muncie
Love your experience with Oak Motors? Share it! Refer someone and receive $100 when they buy. There’s no cap on referrals, and it helps someone else get back on the road.
Interest rates as low as 10.9% for qualifying customers. Please see dealer for details. Weekly payment estimate for qualified customers is based on 10.9% APR, $2000 down, and a 48-month loan term. This is merely an example. Values displayed are estimates for illustrative purposes only and do not constitute a request for specific credit terms or an offer of credit. Features listed are based on stock information and are subject to change. For VDP vehicle details refer to oakmotorsdev.com
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